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Education
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Expos
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Start Online Training Today and Advance Your Career in the Water Industry
Water Education. Your Way.
Courses starting at $20

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ACR Distribution Systems
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General Course Catalog
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RURAL WATER FINANCING AGENCY
Enabling Borrowers to Collaborate on Financing Governmental Projects
Ready to Fund Your Project? Let’s Get Started.
Interim Loan Program
Fast, Flexible Construction Financing with USDA Takeout
The Interim Loan Program is designed to provide short-term construction financing for governmental projects. Borrowers benefit from a fixed rate for the term of construction, with all costs built into the loan rate and interest capitalized throughout the process.
Key Features
- Streamlined, efficient application and documentation
- Fixed construction loan rate (estimate: 4.90% for 2 years*)
- Average Net Cost of Funds: 1.97%*
- USDA Takeout at project completion
- All costs included in the loan rate
- Available to governmental borrowers in all 50 states
Flex Term Program
Long-Term, Fixed-Rate Financing — No DSRF Required
The Flex Term Program offers AA- rated, tax-exempt financing solutions with flexible terms ranging from 1 to 30 years. Designed for a wide variety of governmental project types, the program avoids the costly compliance burdens often associated with federal funding.
Key Features
- AA- rated tax-exempt structure
- No Borrower Debt Service Reserve Fund (DSRF) required
- Fixed rates available for 1–30 years
- Funding typically provided within 90–120 days
- Exempt from BABAA, AIS, and Davis-Bacon requirements
- 1.20x Debt Service Coverage required
- Estimated fixed rates: 4.22% for 15 years, 4.81% for 30 years*
EXPO
Best Tasting Water
We are now accepting applications for the “Best Tasting Water” competition. The winner will be announced at the 2025 Expo. Please click this LINK for the application.
Operator of the Year
Any nominee must be a certified water and/or wastewater operator, please click this link for the form for complete requirements.








California Water Infrastructure
Online Learning
In Person Learning
Apprenticeship Program
Other Ways We Help
SUSP Utility Services
SUSP (Support Utility Services Program) provides a wide range of support services to utility companies, including project management, regulatory compliance, and operational support. Their focus is on enhancing the efficiency and sustainability of utility operations, ensuring that services are delivered effectively and compliantly.
Insurance Programs
Employment Opportunities


Angel Tarango Named Operator of the Year 2023
California Rural Water Association is excited to announce Angel Tarango was named the 2023 Operator of the Year during the California Rural Water Association's annual banquet part of the 2023 CRWA conference held at Harvey's Resort and Casino in South Lake Tahoe....
2022/2023 Severe Winter Storm Impact Survey
California Rural Water Association (CRWA) staff has been in the field meeting with utilities throughout state during these extreme weather events. The majority have had similar comments dealing with infrastructure issues and the availability of resources and...
IMPORTANT NOTICE: EPA is Proposing the First National Standard to Protect Communities from PFAS in Drinking Water
A message from the U.S. Environmental Protection Agency Biden-Harris Administration Proposes First-Ever National Standard to Protect Communities from PFAS in Drinking Water Contact Information EPA Press Office (press@epa.gov) WASHINGTON – Today, the...