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Start Online Training Today and Advance Your Career in the Water Industry
Water Education. Your Way.
Courses starting at $20

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ACR Distribution Systems
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General Course Catalog
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RURAL WATER FINANCING AGENCY
Enabling Borrowers to Collaborate on Financing Governmental Projects
Ready to Fund Your Project? Let’s Get Started.
Interim Loan Program
Fast, Flexible Construction Financing with USDA Takeout
The Interim Loan Program is designed to provide short-term construction financing for governmental projects. Borrowers benefit from a fixed rate for the term of construction, with all costs built into the loan rate and interest capitalized throughout the process.
Key Features
- Streamlined, efficient application and documentation
- Fixed construction loan rate (estimate: 4.90% for 2 years*)
- Average Net Cost of Funds: 1.97%*
- USDA Takeout at project completion
- All costs included in the loan rate
- Available to governmental borrowers in all 50 states
Flex Term Program
Long-Term, Fixed-Rate Financing — No DSRF Required
The Flex Term Program offers AA- rated, tax-exempt financing solutions with flexible terms ranging from 1 to 30 years. Designed for a wide variety of governmental project types, the program avoids the costly compliance burdens often associated with federal funding.
Key Features
- AA- rated tax-exempt structure
- No Borrower Debt Service Reserve Fund (DSRF) required
- Fixed rates available for 1–30 years
- Funding typically provided within 90–120 days
- Exempt from BABAA, AIS, and Davis-Bacon requirements
- 1.20x Debt Service Coverage required
- Estimated fixed rates: 4.22% for 15 years, 4.81% for 30 years*
EXPO
Best Tasting Water
We are now accepting applications for the “Best Tasting Water” competition. The winner will be announced at the 2025 Expo. Please click this LINK for the application.
Operator of the Year
Any nominee must be a certified water and/or wastewater operator, please click this link for the form for complete requirements.








California Water Infrastructure
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Other Ways We Help
SUSP Utility Services
SUSP (Support Utility Services Program) provides a wide range of support services to utility companies, including project management, regulatory compliance, and operational support. Their focus is on enhancing the efficiency and sustainability of utility operations, ensuring that services are delivered effectively and compliantly.
Insurance Programs
Employment Opportunities


NRWA Backs Emergency Assistance for Rural Water Systems Act
August 4, 2020 Congressmen David Rouzer of North Carolina (NC-07) and Filemón Vela Jr. of Texas (TX-34) introduced the Emergency Assistance for Rural Water Systems Act today. The Emergency Assistance for Rural Water Systems Act allows USDA Rural Development to...
CalWarn Gives Cloth Mask Away
CalWARN Commodity Point-of-Distribution (CPOD) Application & Scheduling System FEMA through a joint effort of US EPA and CalWARN/CWA with assistance from CA-NV AWWA and the SWRCB - Division of Drinking Water (DDW), are establishing Commodity Points of Distribution...
A Message From CEO Sam Wade of National Rural Water Association
These are trying times for our nation and for the people who work at our public water and wastewater utilities. Without a doubt, Americans rely on safe and clean water being provided to their homes. Water utilities provide an essential service every day of the year;...